I want to save money -- where do I start?
There are plenty of things in life that conspire to swallow our wallet and leave us with precious little left to enjoy from our money. That's right: its OUR money to spend, not theirs to just take! We have control -- lets leverage it!
This site isn't just for peoplewho are in financial difficulty with debts and so on -- its for everyone, who thinks that every day life is simply too expensive!
Let's share hints, links and tips for cutting the cost of mundane stuff like: credit cards, cell phones, home heating, computer software costs, insurances, and much,more!
Spend some time here on the website to explore cost-cutting links, hints, tips and ideas. I'll help you to at least think about shaving those costs down - leaving more money to spend, save or be as disposable income!
It's sometimes difficult to keep living costs to a minimum -- sometimes it seems that just paying for the basics of the modern lifestyle gobbles up all income. In the cost-cutting articles, guides and tips that are presented: these tips can help, one by one, to cut the costs so there simply is more money in the pocket!
OK, so let's look at the most effective ways of managing your personal finances right now. You can choose the area of interest from our sidebar on the left, or continue reading as I highlight what have been the most effective methods for managing zero percent living in the home for me -- and I'm hoping for you, too!
Where possible, I'll give anecdotal evidence of how I, members of my family, or people I know have saved considerble amounts of money on things like: household (home) insurance, pet insurance, credit card loans (this is a big one -- see my articles later about this, it can literally save you thousands if you do it right!), auto (car) insurance, cheap electricity. Zero percent spending cost increases is the goal -- lets shoot for it, even though it may not be entirely possible (but you can save lots!)