I have simply the best advice to help you plan your personal budget in your everyday life to find ways to save to make sure you have plenty of money for the things in life that you enjoy!
There are plenty of things in life that conspire to force us to spend money and leave us with precious little left to enjoy from our money. That's right: its OUR money to spend, not theirs to just take! We have control -- lets leverage our ability to find ways to save money!
This site isn't just for you if you are in financial difficulty with debts and so on -- its for everyone, like me, who thinks that everyday is simply too expensive!
Let me share with you my ways to save: cutting the cost of mundane stuff like: credit cards, cell phones, home heating, computer software costs, insurances, and much, much more!
Spend some time with me here on the website to explore money-saving links, hints, tips and ideas. I'll help you to at least think about shaving those costs down - giving you more money to spend, save or do what you want!
It's sometimes difficult to keep on finding ways to save -- sometimes it seems that just paying for the basics of the modern lifestyle gobbles up all our income. In the money-saving articles, guides and tips that I present, I hope you'll be able to shave down the costs so that you have more money in your pocket to enjoy!
OK, so let's look at the most effective ways of managing your personal finances right now. You can choose the area of interest from our sidebar on the left, or continue reading as I highlight what have been the most effective methods for managing zero percent living in the home for me -- and I'm hoping for you, too!
Where possible, I'll give anecdotal evidence of how I, members of my family, or people I know have saved considerble amounts of money on things like: household (home) insurance, pet insurance, credit card loans (this is a big one -- see my articles later about this, it can literally save you thousands if you do it right!), auto (car) insurance, cheap electricity. Zero percent spending cost increases is the goal -- lets shoot for it, even though it may not be entirely possible (but you can save lots!)